401k Contribution Limits 2024 Married Filing Jointly. Your deduction is allowed in full if you (and your spouse, if you are married) aren’t covered by a retirement plan at work. Married couples filing jointly must decide how much they will contribute to their respective retirement accounts to avoid exceeding the irs contribution limit.
For ira contributions limits depend on whether you or a spouse have access to a. The 401(k) contribution limit for 2024 is $23,000 for employee contributions, and $69,000 for the combined employee and employer contributions.
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